The mechanism that makes the invisible visible.
Every other tool shows you what happened last month. CortexaProp shows you what will cost you in the next 30, 90, and 180 days — and exactly how long you have to act cheaply.
What you're actually keeping. Not what your agent reports.
Owner Net Position™ is the first calculation that shows what a UK property owner is actually keeping or losing — after regulatory exposure, evidence validity, cash timing, vacancy liability, and cross-border tax obligations — projected across 30, 90, and 180-day windows.
See it on your property — free- ✗Last month's rent received
- ✗Document checklist (static)
- ✗Agent activity log
- ✓Future cash pressure — 30, 90, 180 days
- ✓Regulatory exposure with £ consequence attached
- ✓Prevention Window™ — closing in real time
- ✓Enforcement Probability Score™ for your borough
Three data systems. One number.
Owner Net Position™ is calculated from three independent data systems, each updated live and verified against primary sources.
Regulatory Intelligence
Every active licensing scheme, HMO requirement, and borough regulation — matched to your postcode and property type via live data connectors.
- →Selective licensing schemes by ward and street
- →HMO mandatory and additional licence requirements
- →Energy efficiency obligations (EPC ratings)
Enforcement Track Record
What your borough actually does when landlords fall short. Real civil penalties, prosecutions, and Rent Repayment Orders — drawn from the GLA's Rogue Landlord & Agent Checker.
- →Civil penalty history by borough
- →Prosecution frequency and fine amounts
- →Enforcement Probability Score™ per risk category
Cross-Border Obligations
The tax and legal obligations that exist because you are overseas — NRL withholding, Companies House ROE registration, CGT on disposal, Section 24 mortgage relief restrictions.
- →Non-Resident Landlord (NRL) scheme status
- →Register of Overseas Entities (ROE) via Companies House
- →Capital Gains Tax 60-day return on disposal
What happens, and when
Free Risk Scan
90 secondsEnter your postcode and property type. Receive 5 real risk flags and a blurred Owner Net Position™ preview. You've seen your exposure before paying anything.
You've already won something.
First ONP™ Report
Within 24 hours of sign-upThe first real Owner Net Position™ figure you've ever seen for your own property. Three time windows. Actual £ numbers. Prevention windows for each risk.
Smart decision confirmed.
Monthly Health Score
Every month"Your Chelsea property dropped from 89 to 72 — here's why." Opens every month. Turning it off feels unsafe.
Safety through continuity.
Agent Accountability
OngoingEvery compliance duty assigned to your agent — with a deadline and an evidence slot. Your agent still runs the property. CortexaProp manages the proof.
Control without confrontation.
Your agent manages the property. CortexaProp manages the proof.
CortexaProp is not positioned against your agent. It is positioned as the professional upgrade that makes your agent more accountable — and makes you, as an overseas owner, finally visible in your own asset.
Reference Fraud Protection
Was the tenant reference obtained? From which provider? Does it meet the policy minimum? Evidence attached? If not — red flag, open item, assigned to agent with a deadline.
Maintenance Oversight
Every maintenance issue logged. Agent response time tracked. Contractor cost benchmarked against borough averages. Anomalies surfaced.
Insurance Defensibility
A running score of whether your evidence would hold up in an insurance dispute. Not just "is the certificate valid" — but "is it attached, is it the right standard, and does the insurer require it?"
See it on your own property — free
20 seconds. Your postcode. Every compliance flag for your borough and an Owner Net Position™ exposure range.
Run Free Risk Scan